When planning a much awaited holiday with family, whether domestic within Australia or international, getting a travel insurance usually takes a back-seat in the list of priorities. Booking tickets, arranging accommodation, shopping as per the destination weather, scheduling the sightseeing, etc. demand more importance and attention.

Rather than keeping the purchase of a travel insurance as your list minute buy, you should take considerable time and efforts to study various options, invite insurance quotes, and select the best mix of policies based on your requirements, well in advance.

Why do you need travel insurance?

“It will be all fine” might work most times, but when it does not, the hefty sum that needs to be paid from own wallet during a trip may burn a hole in the pocket. Having travel insurance would ensure you enjoy your holiday without worrying much on what if something goes wrong.

What is covered under travel insurance?

Travel insurance may offer you protection against multiple factors such as flight delays, last minute cancellations, luggage loss, delay, or damage during transit, etc. A comprehensive cover might protect you for: medical treatment while on the trip, emergency evacuation, theft, cancellation, loss of baggage, and public liability.

What are the types of travel insurance policies?

Based on variables such as length of your trip, destination, age, and intended activities during the trip, you can choose a mix of multiple insurance policies that cover your requirement. Some of these types include: single trip insurance, multi-trip insurance, international travel insurance, winter sports travel insurance, backpackers insurance, family travel insurance, group travel insurance, and senior travel insurance.

With so many different types of policies and its coverage fine prints, it could be daunting to select the right mix. However difficult it may appear, the exercise is a must for you to enjoy your hard earned family trip, without any stress.